After an auto accident, you may feel disoriented and confused, and you may have minor or serious injuries. Following the right process can help you get the assistance you need quickly.
These are the three most important steps to take when involved in a motor vehicle collision.
Make a police report
Kentucky requires drivers to report any accident resulting in injury or more than $500 in property damage. You should call the police to the scene so they can create a comprehensive report. You may need this information for insurance and/or legal purposes.
While you wait for law enforcement to arrive on the scene, take photos or videos of the crash site if you can safely do so. You should also gather contact information for individuals who witnessed the accident.
Seek medical care
You should see a healthcare provider after an accident even if you do not think you have an injury. Symptoms of some serious issues, including traumatic brain injury, may not show up immediately after the crash.
Get professional advice
Before talking to your insurance company, consult with an attorney. He or she can make sure you have the evidence you need to support your injury and property damage claim. A lawyer can also negotiate with the insurance company to help you get the maximum available settlement. Under Kentucky’s no-fault rules, drivers can sue after an accident only under certain circumstances.
By knowing these three simple steps, you can stay focused on how to handle the immediate aftermath of an auto accident. If your situation does qualify for a lawsuit, you have two years to file a legal claim for personal injury.