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What mistakes could impact your car accident claim?

On Behalf of | Jan 16, 2025 | Car Accidents |

The actions you take after a car accident can greatly affect both your physical and financial health. Making the right choices can help make sure you get the support you need. However, making mistakes could hurt your claim and slow down your recovery. What should you avoid?

Mistake #1: Not calling the police

Always call the police after an accident, no matter how minor it seems. A police report is an official record that is very helpful when dealing with insurance companies or legal matters.

Mistake #2: Not documenting the scene

If you can, take pictures of the accident scene. Include photos of all vehicles involved, any damage you can see and the road conditions. These photos can help show what happened and are useful for insurance claims or in court.

Mistake #3: Admitting fault

You might feel like saying sorry after an accident, but be careful. Saying sorry might be seen as you admitting you were at fault. Only exchange contact information with the other driver and avoid talking about the accident details or who was at fault.

Mistake #4: Not getting medical attention

After an accident, you might not feel hurt because of the adrenaline. However, it is important to see a doctor. The symptoms of some injuries – including serious injuries like internal bleeding – take time to appear, and early treatment can keep these injuries from becoming worse. Also, having a medical record is important if you need to file a personal injury claim.

Mistake #5: Accepting a quick settlement

Insurance companies often offer a quick settlement to resolve the case fast. While it might be tempting to accept this offer, it might not cover all your costs or future medical bills from the accident. Always review any settlement offers with a personal injury lawyer or financial advisor before accepting.

Mistake #6: Not keeping records

Keep detailed records of all medical treatments, repairs, and other expenses related to the accident. Also, track any extra costs like travel to medical appointments. These records are crucial when dealing with insurance companies or if you need to take legal action. Without them, your claim might not be as strong.

Mistake #7: Not preparing before talking to insurance companies

Be careful when talking to the insurance company of the other driver. They might use your words against you. It is a good idea to talk to a lawyer before giving any statements or accepting any offers.

When you’re dealing with the aftermath of a car accident, it’s important to take careful steps to protect your health, your rights, and your financial situation. Avoiding these common mistakes can help make sure you get fair compensation for your losses and can focus on recovering without extra stress.