Options With Uninsured/Underinsured Motorists
Dealing with insurance companies and the other driver can be a terrible hassle, especially if there were serious injuries. Things become even more complicated if the other driver does not have sufficient insurance to cover all the damage he caused you — or worse yet, if he does not have any auto insurance at all.
Fortunately, at Aldridge & Birdwhistell Law Firm, PSC, with offices in Elizabethtown and Louisville, our attorney has a great deal of experience helping drivers recover the cost of accidents in situations just like these.
What Are All Your Options?
Most car insurance providers offer packages that cover you in the event that you are involved in a car crash with another motorist who is uninsured or underinsured. So, you may actually be covered by your own car insurance provider.
If you do have an insurance policy with uninsured motorist coverage, then it should cover damages sustained to your vehicle, to yourself, and to your passengers. Your uninsured motorist coverage should also take care of damages if another person was driving your car with your permission at the time of the accident.
Nevertheless, even dealing with your own insurance provider can be challenging. We can examine your policy and deal directly with your insurance company to make sure you receive all of the benefits to which you are entitled.
A Claim Directly Against The Other Driver
In situations where your auto insurance policy does not cover accidents caused by an uninsured or underinsured motorist, then we use our knowledge of Kentucky law to pursue claims directly against the other driver.
Do not be intimidated by insurance companies. And do not be persuaded to accept less compensation than your case is worth. Our uninsured motorist lawyer pushes hard for financial settlements that accurately reflect the full amount of your losses.
Recover A Fair Amount
Aldridge & Birdwhistell Law Firm, PSC provides quality representation in accident cases. Call our office or send us a message online to set up a free confidential consultation.